Tag: Investor
All the articles with the tag "Investor".
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Investment Property Tax Deductions 2026: ATO Rules on Body Corporate Fees and More
Updated:Australian Taxation Office data-matching programs now cross-reference rental property schedules against over 1.6 million residential investment dwellings eac…
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Cross-Collateralisation Risks in Australian Investment Loans: Major Bank Policies 2026
Updated:A growing number of property investors who bought during the 2021–22 boom are now confronting a lender-imposed straitjacket they did not see coming. The setu…
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Land Tax Thresholds by State Australia 2026: Calculation and Exemptions
Updated:From midnight on 31 December 2023, the calculus of Victorian land tax shifted permanently for thousands of property investors. The State Taxation Acts Amendm…
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2026 Australia Rental Yield Calculation: Gross vs Net Yield and Benchmarks
Updated:The Reserve Bank of Australia held the cash rate at 4.35% p.a. in November 2023, pausing after 400 basis points of tightening since May 2022. That pause does…
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Joint Tenants vs Tenants in Common: Tax Implications in Australia
The Australian Taxation Office sharpened its focus on property co-ownership from 1 July 2024, expanding its data-matching program with state revenue offices…
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Investment Loan Pre-Approval: Borrowing Capacity Based on Rental Income
An investor’s borrowing capacity no longer hinges solely on the headline cash rate after the Reserve Bank cut the official cash rate to 4.10% on 18 February…
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Cross-Collateralisation: How It Works and When to Avoid
When the Reserve Bank of Australia lifted the cash rate for the thirteenth time in November 2023, property investors who had built portfolios on the back of…
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SMSF Property Loan Rules: Borrowing to Buy Investment Property
The Australian Taxation Office has not been subtle about its intentions. On 17 July 2024, the ATO released its annual SMSF statistical overview confirming th…
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Property Depreciation Schedules: Claiming Capital Works and Assets
With new interest rate floors being embedded across the major banks’ serviceability calculators and a 3.0 percentage point buffer still policing every dollar…
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Interest-Only Loans for Investors: Rates, Terms, and Risks
Australia’s interest-only lending landscape has shifted into its most consequential phase since APRA’s 2017 macroprudential crackdown. The 2020-21 vintage of…
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Capital Gains Tax on Investment Property: Six-Year Exemption Rule
The Reserve Bank of Australia’s cash rate, held at 4.35% since November 2023, has shifted the arithmetic of holding a home. Variable-rate repayments on a $75…
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Negative Gearing Explained: Tax Benefits for Property Investors
With the Reserve Bank of Australia holding the cash rate at 4.35% through its September 2024 meeting and a federal election due by May 2025, the tax treatmen…